Your Privacy

What Does First Western Bank Do With Your Personal Information?

Rev. Date 5/15

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social security number Account balances Credit history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons First Western Bank chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does First Western Bank Share?	Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We Do Not Share
For our affiliates’ everyday business purposes – information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes – information about your creditworthiness	Yes	Yes
For our affiliates to market to you	Yes	Yes
For non-affiliates to market to you	No	We Do Not Share

Who we are
Who is providing this notice	The First Western Family of Companies First Western Bancshares First Western Bank First Western Mortgage First Western Insurance First Western Financial

What We Do
How does First Western protect your information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Western collect your information?	We collect your personal information, for example, when you Open an account or apply for a loan Apply for insurance or seek advice about your investments Make deposits or withdrawals from your account We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t you limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes –information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Opt Out Procedures	If you are a new customer, we can begin sharing your information 30 days from the day you receive a copy of the privacy policy. When you are no longer our customer, we continue to share your information as described above. To opt out of sharing please call 800-979-4577 and request to be opted out of information sharing with our affiliates.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. First Western Bank does not share with affiliates. Our affiliates include companies with a First Western name, financial companies such as our bank, mortgage company, insurance companies, and securities brokers.
Non‑Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. First Western Bank does not share with non-affiliates. First Western does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. First Western Bank does not jointly market.